Pay over time with Affirm
4 biweekly, interest-free payments can be automatically charged to your debit or credit card, with an initial payment on the day of purchase. It’s simple and quick!
What is Affirm?
Affirm (formerly known as PayBright) is one of Canada’s leading installment payment platforms, providing shoppers with buy now, pay later solutions at their favourite retailers, both in-store and online.
By selecting Affirm as a payment method at checkout, customers can enjoy their purchase immediately, while spreading their payments over time.
Why use Affirm?
No impact on credit score
Quick and convenient checkout
Easy payments
How do I use Affirm?
| 1. Shop |
Browse All You Need Music and add your favourite finds to your shopping cart. |
| 2. Select |
At checkout, choose Affirm as your payment method. |
| 3. Checkout | Complete your purchase and pay over time in 4 equal payments. Subject to credit approval. |
| 4. Pay | The remaining 3 payments are charged to your debit or credit card every two weeks. |
FAQ
Yes.
- Canadian permanent resident or citizen - 18 years of age (AB, MB, ON, PEI, QC, SK)/ 19 Years of age (BC, NB, NF, NT, NS, NU, YK)
- Minimum purchase of $500
- A Canadian Visa, Mastercard, Amex, or Discover credit card, or a Visa or Mastercard debit card (with the Visa/Mastercard logo), which can be used for online transactions
- An SMS-capable Canadian phone number
- To meet the minimum cart size required to use Affirm as a payment option at checkout
If your basket is eligible for ’Pay in 4’ with Affirm, the option will be presented at checkout. After confirming your phone number, you’ll be sent an SMS message to confirm your identity. You’ll then set up your payment method with Affirm and accept the terms of your payment plan.
To learn more about Affirm and credit checks, please read this FAQ article on the Affirm help site.
At checkout, you can set up convenient, automatic pre-authorized payments that debit/charge your Canadian Visa/Mastercard debit/credit card.
Affirm currently accepts Visa and Mastercard credit or debit cards. Debit cards must have the Visa or Mastercard logo. Please note that prepaid cards are not accepted.
For further information, please refer to the Affirm help center.
Any questions?
If we still haven't answered your question, you can contact us below and we will get back to you as soon as possible.