Break up the cost with Affirm
Break up the cost of your eligible purchases of $50 or more
by selecting Affirm as your payment method at checkout.
 Quick and easySelect Affirm as your payment method at checkout and get payment options tailored to your cart. |
 No hidden feesAffirm helps you break up your purchases into payments you can count on. With no fees or surprises, you always know exactly what you owe. |
 Quick eligibility checkAt checkout you'll be asked to enter a few pieces of information to check your eligibility in real time. This won't affect your credit score. |
HOW IT WORKS
Pay in 4 Equal Payments for Purchases of $50 - $1000
1. Select Affirm as your payment method at checkout
Available when you add $50 - $999 of eligible products to your cart.
2. Apply for a real-time decision
Enter a few pieces of information and apply as part of checkout. This check doesn't affect your credit score.
3. Checkout
Complete your purchase and pay over time in 4 equal payments. Subject to credit approval.
4. Pay
The remaining 3 payments are charged to your debit or credit card every two weeks.
Monthly Payments for Purchases of $1000 +
1. Select Affirm as your payment method at checkout
Available when you add $1000 or more of eligible products to your cart.
2. Apply for a real-time decision
Enter a few pieces of information and apply as part of checkout. This check doesn't affect your credit score.
3. Choose a payment plan
See what payment plans are available for your purchases starting at 0% APR. There are no hidden fees.
4. Pay over time
Make payments at Affirm.ca or in the Affirm app. Watch for text and email reminders when a payment is coming up.
Payment options through Affirm Canada Holdings Ltd. (“Affirm”). Your rate will be 0–31.99% APR (where available and subject to provincial regulatory limitations). APR offered is based on creditworthiness and subject to an eligibility check. Not all customers will be eligible for 0% APR. Payment options depend on your purchase amount, may vary by merchant, and may not be available in all provinces/territories. Actual payment option terms will be shown at checkout. A down payment (or a payment due today) may be required. Affirm accepts debit cards and PAD as forms of repayment on payment options. Select payment options may be eligible for repayment in the form of credit cards. Please review the terms and conditions of your credit card when using it as a form of repayment. Sample payment options may be: a $800 purchase could be split into 12 monthly payments of $72.21 at 15% APR, or 4 interest-free payments of $200 every 2 weeks. For more information, please see https://www.affirm.com/en-ca/how-it-works.
FAQ
Yes.
- Canadian permanent resident or citizen - 18 years of age (AB, MB, ON, PEI, QC, SK)/ 19 Years of age (BC, NB, NF, NT, NS, NU, YK)
- Minimum purchase of $500
- A Canadian Visa, Mastercard, Amex, or Discover credit card, or a Visa or Mastercard debit card (with the Visa/Mastercard logo), which can be used for online transactions
- An SMS-capable Canadian phone number
- To meet the minimum cart size required to use Affirm as a payment option at checkout
If your basket is eligible for ’Pay in 4’ with Affirm, the option will be presented at checkout. After confirming your phone number, you’ll be sent an SMS message to confirm your identity. You’ll then set up your payment method with Affirm and accept the terms of your payment plan.
To learn more about Affirm and credit checks, please read this FAQ article on the Affirm help site.
At checkout, you can set up convenient, automatic pre-authorized payments that debit/charge your Canadian Visa/Mastercard debit/credit card.
Affirm currently accepts Visa and Mastercard credit or debit cards. Debit cards must have the Visa or Mastercard logo. Please note that prepaid cards are not accepted.
For further information, please refer to the Affirm help center.
Any questions?
If we still haven't answered your question, you can contact us below and we will get back to you as soon as possible.